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Lawsuit Investigation: Deficient Mortgage Payments in Credit Reports
Lawsuit
Arizona and California have anti-deficiency laws that prevent lenders from collecting delinquent mortgage payments, yet these payments may still be showing up on consumers’ credit reports. Attorneys are now investigating whether class action lawsuits can be filed over the issue.
Potential class
Anyone in Arizona whose late mortgage payment was listed on their credit report and anyone in California who had a deficient payment stemming from a foreclosure or short sale listed on their credit report.
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