Capital One Overdraft Fee Refunds
Capital OneQuick answer
The Capital One class action settlement may pay up to Average $90. The deadline to submit your claim form is Aug 31, 2026. No-proof options are available for the base tier.
- Deadline
- Aug 31, 2026
- Maximum payout
- Average $90
- Proof required
- No (base tier)
- Official claim form
- Settlement administrator site
Verified by ClaimCompass — official claim link, eligibility, and deadline confirmed.
Class action over allegedly improper overdraft fees charged on debit card transactions with sufficient balance at time of purchase.
$16M settlement covering customers hit with overdraft fees on transactions that should have been authorized against available balance.
About this settlement
About this settlement
This finance settlement — Capital One Overdraft Fee Refunds — involves Capital One. Class actions in the Finance category compensate groups of consumers harmed by similar conduct. Review eligibility below, then file on the official administrator site before Aug 31, 2026.
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Filing this class action case from your state or city
Eligibility and filing rules for the Capital One settlement can vary by where you live. This is a nationwide case — residents in all listed states may qualify. Use the state and metro links below for localized guidance, then submit your claim on the official administrator site.
By state
Frequently Asked Questions about the Capital One Settlement
Real questions consumers ask about filing this claim — answered using the official settlement terms.
- Capital One 360 Checking customers charged an overdraft fee between 2019 and 2023. Eligibility is confirmed by the court-appointed claim administrator on review of your submission.
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