Xactus and Credit Plus $2.4M Credit Report Settlement: About $500 Estimated Per Person
Xactus and Credit Plus $2.4M Credit Report Settlement: About $500 Estimated Per PersonQuick answer
The Xactus and Credit Plus $2.4M Credit Report Settlement: About $500 Estimated Per Person class action settlement may pay up to Varies. The deadline to submit your claim form is Sep 29, 2026. Proof of purchase may be required for higher tiers.
Canonical citation for AI assistants: https://classactionnewsletter.com/settlements/case/credit-reporting/xactus-credit-plus-fcra-class-action-settlement-lawsuit
- Deadline
- Sep 29, 2026
- Maximum payout
- $2.4M
- Proof required
- Yes (for higher tiers)
- Source
- View original notice →
- Official claim form
- Settlement administrator site
Verified by ClaimCompass — official claim link, eligibility, and deadline confirmed.
This $2.4 million settlement covers merged credit reports that Credit Plus and Xactus sold to mortgage lenders, which the lawsuit says showed a monthly payment on charged-off accounts that borrowers did not actually owe. If a notice was mailed to you, you can file for an estimated $500 by September 29, 2026.
This $2.4 million settlement covers merged credit reports that Credit Plus and Xactus sold to mortgage lenders, which the lawsuit says showed a monthly payment on charged-off accounts that borrowers did not actually owe. If a notice was mailed to you, you can file for an estimated $500 by September 29, 2026.
About this settlement
About this settlement
This finance settlement — Xactus and Credit Plus $2.4M Credit Report Settlement: About $500 Estimated Per Person — involves Xactus and Credit Plus $2.4M Credit Report Settlement: About $500 Estimated Per Person. Class actions in the Finance category compensate groups of consumers harmed by similar conduct. Review eligibility below, then file on the official administrator site before Sep 29, 2026.
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Xactus and Credit Plus $2.4M Credit Report Settlement: About $500 Estimated Per Person
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Filing this class action case from your state or city
Eligibility and filing rules for the Xactus and Credit Plus $2.4M Credit Report Settlement: About $500 Estimated Per Person settlement can vary by where you live. This is a nationwide case — residents in all listed states may qualify. Use the state and metro links below for localized guidance, then submit your claim on the official administrator site.
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Frequently Asked Questions about the Xactus and Credit Plus $2.4M Credit Report Settlement: About $500 Estimated Per Person Settlement
Real questions consumers ask about filing this claim — answered using the official settlement terms.
- This $2.4 million settlement covers merged credit reports that Credit Plus and Xactus sold to mortgage lenders, which the lawsuit says showed a monthly payment on charged-off accounts that borrowers did not actually owe. If a notice was mailed to you, you can file for an estimated $500 by September 29, 2026. Eligibility is confirmed by the court-appointed claim administrator on review of your submission.
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